A​ Taxpayer Client received a Notice of Deficiency from the IRS claiming an alleged amount of $24,025 with civil penalties included. We disputed the IRS' position in Appeals and took the matter to the U.S. Tax Court. Upon dispute and their reexamination, the IRS reevaluated its initial position in which the civil penalties were completely dismissed and a tax bill was resolved for $1,631!

Taxpayer filed his return properly on time. He also instructed the Internal Revenue Service to debit his account of the tax amount due. The IRS did not, despite the clear instructions to do so. Nonetheless, they sent a letter demanding penalties and interest from the Taxpayer. We disagreed with the IRS and claimed that they were in error, which triggered an Internal Revenue Code, Section 6404 claim to abate the penalties and interest. It turns out we were correct after all! Another instance where we came on top over the IRS!

A 71-year old man, a loyal full-time Employee of Walmart for 8 years, was fired from his job for simply doing his job. The Employee was a "Receipt Checker" at the exit door. A Customer was leaving the store with a significant amount of merchandise, but refused to provide a copy of his receipt. The Employee then proceeded to follow the Customer insisting to see a Receipt. But once again, the Customer refused to provide a receipt. At that point the Employee then sought to contact his Manager, thinking he was doing the right thing by bringing the issue up. It was alleged by Walmart that this was against their policy and was then fired for "misconduct", which denied the Employee unemployment benefits. I represented the Employee before the regulatory agency and the Employee won his case in Appeal which entitled him for unemployment compensation.

A Taxpayer Client had a case before the United States Tax Court. In the Commissioner's and Taxpayer's final status report before the Court, which was ultimately signed off by the Judge, the parties concluded that Audit resulted in "...no deficiency in income tax due from Petitioner for taxable year 2019 and that there [was in fact] an overpayment in income tax due to Petitioner for taxable year 2019..." Subsequent to the Court order, the IRS nonetheless sent the Client-Taxpayer an $8,414 Tax Bill! Upon following up with Commissioner's Attorney, we were told that this was "...an erroneous duplicate..." generated by the IRS' internal systems and the entirety of the amount was erased!

A Reporting Agent's insistence of certain tax liability caused confusion and overpayment by the Client. Upon my tax advice, the Client was able to recoup overpayment of some of its Federal and State taxes.

Virginia's Division of Child Support Enforcement alleged that my Client was $73,775 in debt for child support payments. For this, he owed an additional $23,437 in statutory interest, alleging that he owed a total of $97,212. Through a Status Hearing, he was faced with the threat of incarceration and was representing himself at trial at first. My detailed Accounting report substantially lessened the severity by supporting client's conclusion that the amount due was actually $58,500, which corrected the principal, lowered the interest and removed the threat of incarceration!

Obtained a business loan for a client - $70,000

A father and son were in jeopardy of deportation from the United States. One of the items submitted to the Immigration Court was my financial reference which elaborated on the father and son's financial fitness, character and regulatory compliance. The 957-page reference was sufficient to prevent deportation and open the road for Permanent Residency within the United States.

The Internal Revenue Service commenced an Audit on a small business owner claiming that the Taxpayer underreported his income and overestimated his expense by a total adjustment of $3,137,129 from 2017, 2018 and 2019. As such, they claimed the Taxpayer owed an additional $845,694 in back taxes plus interest. The IRS was quick to send a Notice of Deficiency which immediately started a battle in United States Tax Court. Our denial of the charges through IRS Appeals concluded the near 2.5 year battle and substantially reduced his tax bill + penalties + interest by 95% to $54,637.

Virginia's Department of Taxation conducted an Audit of my client Taxpayer, due to an erroneous information disclosure by client Taxpayer's former Vendor. This triggered an immediate red flag which subjected my client Taxpayer into a review Audit. Because of a faulty information disclosure by the Vendor, Virginia's Department of Taxation presumed that my client was not reporting income from sources within the Commonwealth. We denied Virginia's presumption and fought it. The case was resolved in our favor.

In a Federal Tax return I prepared, the Internal Revenue Service took an arbitrary and aggressive decision to reclassify the income I declared on behalf of the taxpayer, which caused an increase of tax in the amount of $8,302! This increase in tax also included substantial tax understatement penalties and interest. Subsequent to that notice and demand followed a Notice of Deficiency with more penalties and interest. We disagreed with the IRS' reckless conclusion and stated our defense. After the correspondence-Audit, the IRS lost and we were correct in our original preparation! Taxes, penalties and interest were all dismissed!

An April 27, 2022 publication in the Federal Register established a streamlined immigration parole process entitled "Uniting For Ukraine" that was implemented by the U.S. Department of Homeland Security. Given the humanitarian crisis experienced in present day Ukraine, the program allowed Ukrainian citizens to fly through a super-fast U.S. Immigration application process, provided that a private business in the United States was financially fit, willing and able to provide a degree of financial support to the Parolee. Normally, what would take months, if not years, took a matter of 6-days to obtain travel approval into the United States. In other words, I assisted my Sponsoring Client with this application process and we obtained an approval 6-days later! Notwithstanding the streamlined program, this extraordinary turnaround time was also achieved through immaculate financial, tax and accounting records we maintained for our Sponsoring Client. Once the paroled Ukrainian obtained this approval, within a month she arrived within the United States. Subsequently, I guided the Parolee with other Federal and State benefits that are necessary to function in American society.

The Virginia Employment Commission conducted a comprehensive payroll audit of $160,000 and demanded access to all books, journals, records, ledgers and reports which reflect wages paid to employees and labor paid to subcontractors. However, during the audit the review probed into areas which were beyond the jurisdictional scope of the Commission. Our defense declined the invitation to volunteer information, which made the Auditor's fishing expedition very uncomfortable. Illegally and uncharacteristically, the Auditor then threatened to bypass my representation of the Client-Taxpayer and sought voluntary information from the Client-Taxpayer in direct contrast to the spirit of Virginia Code Section 60.2-123. We protested against this action and defended the taxpayer's rights. The Audit concluded by us owing only $6.96 in additional taxes and not providing voluntary information  to the Auditor that was beyond the Commission's jurisdiction.

Interviewed on the "How'bout that Crypto" Podcast.

Through a nonprofit organization to which I am a Compliance Officer, issued a press release on how developments in Afghanistan effect financial compliance through the U.S. Treasury's Office of Foreign Assets Control.

The Commonwealth of Virginia's Department of Taxation assessed tax penalties of $716.14 against a restaurant owner during the midst of the Coronavirus pandemic. Our proposal to have these penalties waived was approved, given the circumstances.

The U.S. Department of Labor's Wage & Hour Division conducted a random wage and payroll investigation against a Client small business granite fabricator under the Fair Labor Standards Act. The investigation concluded with zero penalties!

Further to my testimony over employee and accounting records from March'2019, a client was sued by a customer over an alleged slip-and-fall incident that took place on the premises of the client. The customer filed a lawsuit and extravagantly sued my client for $500,000 with the intent of attempting to prove negligence by the owner and his employees. My testimony was over employee and accounting records for the owner and employees. The case was suddenly dropped by the customer.

Through accumulating evidence and information, assisted a small business as its main liaison with local law enforcement and its insurance company on a stolen 2018 Mercedes Benz Sprinter on the outskirts of Philadelphia. After 3 weeks of the crime, the vehicle was soon recovered by law enforcement. My ongoing work is to provide law enforcement supplementary information that will lead to the arrest of the criminal.

Through his Attorney, a client was able to permanently stay his deportation removal from the United States. A year after his stay order, an Employment Authorization Document (EAD) was necessary, in order for him to be employed lawfully. In submitting the application for an EAD card in which I assisted, an annual application fee of $410.00 was required per year. Initially, the application was returned by USCIS due to non-payment of fees. We disagreed. Our insistence that the annual fees were exempt from payment was in reliance of 8 C.F.R. 106.2(a)(32)(ii) and relevant application instructions. We succeeded with that conclusion and the client paid no fees!

An ongoing paper persecution that began in December’2020 (described below) continued into January’2021. This time, a U.S. bank froze the wire transmission of a US charity indicating the transfer to a foreign country was under review by the Bank’s Compliance Department for possible OFAC sanctions and the Bank’s Risk Policy. Awkwardly enough, the US charity was demanded to provide specific details of any Iranian involvement in this payment. Guilty – until proven innocent was the bank’s approach! This bureaucratic bank-bullying tactic was countered with a powerful rebuttal with authoritative sources by me. The “investigation” was closed which eventually permitted the immediate release of the charitable funds to the recipient.

A US-based charity, which I was also a Director of, engaged in a Eurasian medical project where it sought to provide aid and assistance to Hasib, a partially blind 12-year-old child who lived in a war-torn country. The charity’s due diligence was so comprehensive that the child’s surgery was even videotaped. During the money transmission of the funds from the United States, the intermediary European bank froze the money transmission through the bank’s legal compliance since it was “under… review for possible OFAC or risk policy issue.” According to the bank’s red flag, the bank clearly stated that it was suspicious of the name “Hasib” found in the wire-instructions. This random, arbitrary and borderline prejudicial determination was made by the bank, but nothing in OFAC's database would remotely come close to raising a reasonable suspicion. It was clear that there were other unforeseen elements at-play. We appealed the bank's determination by presenting our arguments to the contrary and were successful in allowing the transmission to go through. 

A taxpayer was a government contractor for the Commonwealth of Virginia who filed a tax return early. A few weeks later he then filed an amendment tax return and paid all taxes due prior to the actual deadline. Two months after the amendment filing, the Commonwealth of Virginia nonetheless filed an assessment with additional taxes, penalties and interest insisting that they had not received the taxpayer's amended tax return. With draconian enforcement, the Commonwealth of Virginia immediately slapped a lien, froze and seized the taxpayer's government contracting accounts receivables without a meaningful due process hearing. Finally when a telephonic hearing was conducted, Virginia lost the argument as I accumulated evidence to show the taxpayer's innocence. Virginia responded with a letter indicating that all the penalties and interest were zero-ed out and the prior seizure on the accounts receivable was returned with a check reimbursement.

The actual day of "closing", I obtain a call from a Client-Purchaser indicating that he placed a $5,000 down payment several days ago. He called to notify me that "a moment ago" he signed the Agreement to purchase a business and its assets for $70,000 and that he was "about to pay" the remaining $65,000. He said the purchase excluded all of the Company's debts and liabilities. I implored that he wait until a due diligence be conducted. The Client-Purchaser said that the Agreement was drafted by the Attorney, who was allegedly representing the interests of both parties (Buyer and Seller). The Client-Purchaser emphasized that according to the Purchase Agreement, the Seller would indemnify the Client-Purchaser in the event a problem took place. The Purchase Agreement reaffirmed this in five separate disclosures and the Seller pledged that neither liens nor encumbrances were present against the business. Irrespective of how the Purchase Agreement was drafted, my research showed that the Seller and its Attorney engaged in negligence and misrepresentation against my Client-Purchaser. The sale was actually impermissible due to a blanket lien against the business assets, including two undisclosed real estate properties with outstanding tax liabilities. Several days later, the contract was nullified and the $5,000 initial deposit was returned. A catastrophic business decision was prevented!

In light of the Coronavirus Aid, Relief, and Economic Security (CARES) Act, followed by subsequent legislations under the Consolidated Appropriations Act of 2021 and the American Rescue Act of 2021, I was able to  help businesses by successfully securing crucial economic assistance and funding for small businesses, sole proprietors and non-profit organizations in the amount of $4,895,368. The statistics are as follows: (UPDATED: 03/2022)

Businesses             43

Economic Grants    $140,000

Paycheck Grants    $535,068

Direct Loans           $4,220,300

On March'2015, a client-Tenant signed a 5-year lease to establish a full-service restaurant. The lease expired on March'2020 - during the COVID-19 crisis. Like all contracts, the worldwide pandemic substantially changed the economic equation on business contracts. During our negotiations, the practical Landlord not only reset the base rent price to what it was 5 years ago, but also removed the entrepreneur as a co-signer on the renewed 3 year lease with no annual increases!

On November'2019, a new business venture Tenant, signed a lease agreement to engage in the business as a full-service restaurant. The worldwide pandemic substantially changed the economic equation on business contracts. The practical Landlord recited in the lease of the "...economic conditions resulting from the novel Coronavirus...". The end result was my client Tenant paying no rent at all - for 13 months. Landlord only required an extension of 3 additional months to be attached to the end of the original lease duration, which was accepted. A practical negotiation was a win-win for both parties during a worldwide crisis.

Entrusted with pooled charitable funds for the construction of life essential infrastructure projects in Afghanistan, including searching for fit and willing intermediaries that take responsibility for the logistics and vetting of recipients. The infrastructure project took 3-months to complete with a May'2020 opening.

​A client was wrongfully arrested in a domestic case over a complaint made by his estranged spouse. I helped organize and assist with his case management. He required a character reference, legal representation and assistance in bail. I assisted with the former and the latter. And through a careful selection of assisting the choosing of legal representation, the case was dropped by the prosecution.

Individual taxpayer was audited by the Internal Revenue Service for the alleged under-reporting of income of $43,639 on 1099 income received in 2017. Taxes and penalties amounted to $12,127. After a factually-intense review, the claim was defended and eventually reduced to a $151.00 tax.

A small business hired me as a temporary employee in order to provide management consultation and engage in an internal operational, compliance and financial audit during the 3rd Quarter of 2019. The purpose of the engagement was to evaluate efficiencies, ensure procedures, rules and regulations were adhered to, and to reduce redundancies from its expense ledger. On the latter point, a 3-month project has led to the revelation of $83,462 in needless costs. Nearly, a third of this would have been continuous had it not have been revealed.

The Commonwealth of Virginia escheated property of a client that was unaware of its asset seizure. Through the regulatory procedures set forth, I was able to successfully recoup the money that was held in a custodial account.

Provided deposition testimony on a civil case before the Virginia Circuit Court over crucial accounting records, where the Plaintiff was a major insurance company as assignee for a Client.

The U.S. Department of Labor's Wage & Hour Division conducted a random wage and payroll investigation against a Client small business owner under the Fair Labor Standards Act. A site visit and a tedious investigation of books, records, accounting standards and other record-keeping audit was conducted. The investigation concluded with zero penalties and zero fines.

A Client-Creditor's customer filed for Chapter 7 bankruptcy. The client requested that we obtain information on the Debtor's finances and if necessary, provide recommendation on what the Client can do to recoup its bad debt. Provided the client with details of the bankruptcy and filed the necessary proof of claim. I also attended the 341 Meeting in order to explore and gather information on other claims so as to assess any probability of recovery for the Client-Creditor. On behalf of the Client-Creditor, I was assigned to obtain all Rule 2002 communications. (UPDATE: 11/2021 - Bankruptcy Court was able to provide partial money on claim.)

A silent-investor injected capital to an auto mechanic shop. Six months later, things quickly turned ugly between the silent-investor and the sole member to the auto-mechanic shop, since the silent-investor and the sole member carelessly did not draft an agreement as to their intent of how the money was to be used, how it was to be returned, and describe in particular the nature of the silent-investor’s duties and responsibilities with the company. The sole member was being sued by the silent-investor claiming that the former owed the latter money from the capital injection’s repayment and sued for nearly $15,000. I was asked to conduct an internal audit of the shop's books and records and determine whether this debt was due. My audit and testimony before the Court resulted in the dismissal of the claim against the sole-member.

A single Permanent Resident Alien of 8.5 years maintained very low income and had much difficulty making ends meet nutritionally and medically. Unbeknownst to her entitlement, based upon her income, she was entitled to nutritional as well as medical assistance through the SNAP program. An application was filed but was initially rejected. An appeal was made and again it was rejected through an Administrative Hearing. However within a matter of a month, during the re-application process, the application was approved after my assistance in addressing the government's inquiries.

Entrusted with funds aggregated from donors that have donated funds for the erection of the "La Fontaine de la Fraternite" water-well made to a sub-Saharan African country’s villagers, residing in desert-like conditions.

A small business was a Tenant for a publicly traded Landlord for nearly 35 years and was paying over $22,000 in monthly rent. Through our sound business advice and other circumstances, the small business owner’s rent expense dramatically dropped to $2,800 per month - a near 800% decrease in monthly cost!

Assisted in the preparation of over $40,000 in mechanics liens against a General Contractor over unpaid debt obligations.

In order to satisfy its short-term financing, Business Client had a line of credit through a financial institution in the amount of $55,000. The financial institution, under hyped-up exaggeration, completely froze the credit line. It had relied upon an erroneous Business Credit Report that registered an alleged $3,612 derogatory collection item reported by a third-party. Business Client never had any transaction or history with the third-party. A rebuttal and dispute was prepared which led to the third-party expunging the error. The line of credit was then reinstated.

Provided forensic evidence in a mistaken identity case where the victim was subject to an $81,000 money judgment in the State of Indiana. The money judgment against the victim was dismissed as a result.

Provided a rebuttal for Client-Employer on an unemployment claim before the Virginia Employment Commission, which eventually led to the denial of employee’s unemployment benefits, where employee claimed unfair termination after an injury.

Researched and submitted material that neutralized and dismissed a Notice of Charge and Discrimination that was filed against a Client-Employer through the U.S. Equal Employment Opportunity Commission.

Through Embassy assistance, banking channels and proper money tracing techniques, ensured that charitable contributions for the erection of a water-well made to a sub-Saharan African country’s villagers, residing in desert-like conditions, properly reached its destination. An extra level of assurance was conducted by physically travelling to Africa and taking pictures and videos of such project’s completion.

Before the Internal Revenue Service, successfully defended a Client-Taxpayer with zero penalties or zero deficiencies, in which the audited tax year was exclusively under our control.

Neutralized an evident fishing expedition tactic conducted by the Commonwealth of Virginia’s Department of Taxation over a $7,250 tax bill that was assessed against a taxpayer.

In order to finance its for-profit objectives, secured a $750,000 business loan for a non-profit subsidiary's, for-profit business.

Guided client on proper channels to contact regarding the $200,000 estate left by her mother.

Before the Internal Revenue Service, successfully defended a taxpayer regarding a $33,000 medical deduction which was the subject of an IRS audit against a taxpayer’s medical plan. The medical plan was administered by me and the legitimacy of that plan was in review.

In a Foreign Investment in Real Property Tax Act case, the closing company and the Withholding Agent Attorney made wrongful disclosures to the Internal Revenue Service which resulted in the foreign taxpayer unable to recover $100,000 in improper tax withholding. The amount of $42,951 was refunded back to the taxpayer after 4 years once we researched and made attempts to unravel the disorder.

A Client’s home was on fire while he was working. For emergency purposes, he kept approximately $7,000 in cash at home, but Client was only able to salvage $3,563. Submitted a 35-page forensics report with physical evidence of burnt Federal Reserve Notes to document the burnt currency to the U.S. Bureau of Engraving and Printing. Of the claim of $3,563, the amount of $3,312 was approved with a check through the U.S. Dept. of the Treasury.

Provided a character testimony before the U.S. Immigration Court, which prevented an individual’s deportation from the United States.

Employee’s unemployment benefits were denied after drafting response for Client-Employer. Showed the Virginia Employment Commission that Employer was able to prove she left willingly after disagreeing over work schedule. The matter was appealed which got denied again in favor of the Client-Employer.

Setup a plan for a New Jersey business owner that wished to continue his business in the Commonwealth of Virginia without losing his business credit and history.

A nonprofit organization obtained real estate in the Commonwealth of Virginia. The nonprofit was entitled to a Real Estate Tax exemption from the local county, but the initial filing was rejected on January'2016. A subsequent filing was made and the case management was tidied. Meetings were held and RFIs were responded to, which ultimately led the County to grant the Tax Exemption.

Unable to obtain retirement and medical benefits, crucial financial advice was given to a Client that was severely in jeopardy of retiring and obtaining medical benefit. Provided immediate advice on a plan to remedy the dilemma.

Client requested research on complex transactions in probate and other lost funds. Research concluded with the discovery of over $14,000 and stock certificates.

Managed to obtain $3,697 from Washington D.C. and Louisiana regulators over money left from an Estate.

Accountant and adviser for a Client that purchased a residential real estate project for $10.02 million, with $82,000 in monthly gross income.

​In order to sustain its longevity and financing, setup corporate plans and strategies for two non-profit subsidiary organizations that are engaged in unrelated business income.

Louisiana Department of Revenue slapped an $85,864 State Tax Lien against a taxpayer, froze his bank accounts and attached a levy against the bank account of the taxpayer. The taxpayer claimed fraud. Helped draft the evidence to prove the fraud, which led the tax agency to release the lien and levy.

In a purchase of a $1.8 million commercial real estate property, press reports indicated that new ownership was somehow interconnected, financed and purchased by a Foreign Government. Issued a press release and evidence to show that such claims were unfounded, which resulted the news agency issuing a correction to its original reporting.

Prepared a 52-page rebuttal for a Client-Employer before the Department of Employment Services on a former employee’s unemployment insurance claim, which resulted in denial of benefits.

Filed financial report for a publicly traded company through regulatory disclosures with the U.S. Securities & Exchange Commission. The specific filing led to a 66% intra-day increase in its stock ticker price.

Provided forensics data in helping negotiate a settlement agreement with the Department of Labor over a restaurant’s certain health and labor practices.

A U.S. Citizen traveler lost his old passport which contained records of his arrival and departures throughout the United States. He sought his historic arrival and departures to and from the United States. I was able to obtain a record of his 22-year travel history.

U.S. Citizenship and Immigration Services  questioned the credibility of a non-profit religious organization and a Religious Minister’s petition for an R-1 Visa status into the United States regarding his compensation and benefits status as well as crucial accounting books and records. Prepared a sworn declaration for the case, which ultimately led to the R-1 Visa’s approval.

An active hair salon business was on the verge of bankruptcy and being kicked out of its space. The new owner clients were seeking to purchase the assets of the salon for $25,000 and inherit, what they thought, were only very small liabilities. However, irrespective of the sale, our research led to the discovery of an unlawful detainer and a claim of unpaid rent that would have been inherited to new owners in the amount of $11,000. An apology letter was issued by the old owner for not disclosing the encumbrance. 

Through hearings and meetings, negotiated a settlement agreement with regulators over compliance items  regarding a licensee’s credential.

Client purchased a business. A public advocacy group, published a 19-page report which accused Client for violating Title III of the Americans with Disabilities Act. Client inherited the violation unbeknownst to the Client from previous owner. Tensions were neutralized with proper remedy and a "thank you" was issued by advocacy group.

Provided testimony in a criminal case, which led to the Defendant’s arrest and guilty plea.

Successfully provided Client targeted and crucial information upon Client’s requested information on the whereabouts of missing family member so as to provide information on Estate.

Assisted the buyer in the purchase of a dysfunctional business in the amount of $27,500 on July 23, 2015. Client gave us complete control on rebrand for the company, the concept and the accounting. Then, on May 1, 2018, the brand and the concept of the business were re-sold for $180,000.

In what seemed to be a complete and total breakdown in communication, the Department of Children & Family Service conducted a reckless investigation against a Client-Defendant over a report of “child abuse and neglect”. The DCFS in its Complaint determined that the Client-Defendant had allegedly “abused or neglected a child” and thus he was being “indicated for child abuse and neglect.” Unable to communicate his proper Defense, a proper response was prepared which ultimately lead to DCFS “voluntarily dismissing” its case.

Since the late 1970's, an upscale hair salon organized and successfully managed by a family, chose to sell their corporate shares in 2012 to two new shareholders. The new majority shareholder happen to be my client who purchased his shares for $153,000. The new shareholders, as co-signers, also inherited the rental liabilities until the year 2020. Unfortunately, less than two-years later the new owners could not get along resulting in a deadlock. Through my advisement, our negotiation led my client to sell his shares for $250,000 and his release as a rental guarantor.

Rebuttal prepared and approved against Maryland Child Support Enforcement, upon its insistence that a particular individual was employed through Client-Employer.

First-time home-buyer was set to close on a brand-new-built home erected by a Home Builder. A Sales Contract was signed and a closing date set. However, the Home Builder was not ready for closing and therefore intended to not show up and thus requested for a voluntary extension of several weeks. The first-time home-buyer did not allow it since he would have incurred additional costs. In attempts to negotiate, I had asked the Home Builder to cover the additional costs that would occur as a result of such extension, to which the Home Builder replied by E-Mail that he had: "...no intent on paying anything". Because of the contractual breach, the First-time home-buyer gave notice of his intent on filing a Lis Pendens in Court, which would have placed a lien on all of the Home Builder's assets. The Home Builder's lawyer contacted me and granted the additional costs to be credited on the down payment, soon after the intent notice!

Advised numerous international clients in setting up their business and personal structures within the United States.

A home owner was in desperate need of immediate short term financing after 25% of his home was destroyed by a storm, in which homeowners insurance did not cover. I was able to secure a home loan for the homeowner in the amount of $112,900 at a fixed interest rate of 1.688% for a 30-year duration.

Creditor-Client obtained a $172,848 money judgment in the Commonwealth of Virginia to collect against a Debtor. Provided the research, the logistics, the network, the planning, the execution and the seizure of a 40-foot yacht that was hidden from creditors about 40 miles from the Canadian border, located in the State of Washington.

A Permanent Resident Alien who entered the country lawfully through a Visa Lottery program, came to the United States with no money, no English and no credit history. A little over two and a half years later, he was approved for a $90,000 mortgage, based upon our sound advice and strict strategic planning.

Successfully assisted client-Creditor in the collection of $26,250 on a business to business transaction over unpaid labor.

In a non-client matter, I had researched how much a particular Federal government agency was spending on individual and business background investigations. Internal documents, soon made public, indicated that the particular Federal government agency was spending $11,937 in FY2007, $15,363 in FY2008 and $18,016 in FY2009. Each year this would have continued to increase. However, in 2010 that changed.  Upon my advise, I had suggested to the particular Federal government agency to seek alternatives which ultimately saved the agency thousands of dollars per year. The record showed that the new figures were $5,399.98 in FY2010, $7,500.20 in FY2011, $4,375.00 in FY2012 and $5,705.65 in FY2013. A near 300% in annual savings! Subsequent Freedom of Information Act requests reaffirmed this.

Interviewed for newspaper article entitled - "Shocking Fine Print: A Rate of 319 Percent"

Interviewed for newspaper article entitled "It Pays to Read the Fine Print", regarding Verizon's deceptive collection action and its aftermath:

On February 2005, the U.S. Customs and Border Protection, at first, disallowed a U.S. Citizen  entry in the United States for reasons that seemed extremely vague. After remaining at a secondary inspection zone for about an hour, the U.S. Citizen was soon released. Irate, the U.S. Citizen demanded for more information and details on this inspection. Upon my review, I was able to discover through the Department of Homeland Security that in an entry in the year 2000, unbeknownst to the U.S. Citizen, "No US Stamp from last entry at 2000" was inked by a U.S. Customs Officer. The unsolved mystery remains, since the U.S. Citizen  in question never engaged in illegal crossings or entries.